Finance

The good cars move quickly. If your funding is agreed in principle before we start looking, we can act when the right one appears rather than losing it while an application is underway.

It costs nothing to have that conversation early and it does not commit you to anything.

Lenders make their own decisions and we do not make them on their behalf. What is offered to you, over what term and at what rate, depends on your circumstances and on the car itself. Older and higher mileage cars are harder to fund, and some lenders will not touch certain categories at all.

Have the following to hand and the process is considerably faster.

If your current car is on outstanding finance, we can obtain the settlement figure and deal with the lender directly. Where the car is worth more than the settlement, the difference goes towards the new one. Where it is worth less, the shortfall has to be covered, and we will tell you that plainly rather than folding it quietly into a monthly figure.

We quote you the price of the car and the value of yours as two separate numbers, so you can see exactly what each is worth.

We do not publish rates, representative examples or finance calculators on this site. Quoting a monthly figure before anyone has looked at your circumstances or at the specific car tells you nothing useful, and every one of those numbers comes with conditions attached.

Call or email and we will talk you through what is realistic for the car you are after.